The Platinum Card® from American Express

The Platinum Card® from American Express is a premium travel rewards card offering luxurious benefits and perks. It's designed for frequent travelers who value exclusive experiences, airport lounge access, and elite status with hotels and car rental companies.

Key Features

1. Rewards Structure:
   • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on up to $500,000 on these purchases per calendar year)
   • 5X points on prepaid hotels booked with American Express Travel
   • 1X points on other eligible purchases
2. Welcome Offer: You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
3. Annual Fee: $895
4. Additional Benefits:
   • $200 Airline Fee Credit annually
   • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
   • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
   • $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
   • $155 Walmart+ Credit
   • $300 Equinox Credit annually
   • Global Lounge Collection access, including Centurion Lounges
   • Complimentary Hilton Honors Gold Status and Marriott Bonvoy Gold Elite Status
   • Complimentary memberships in premium car rental programs
   • Global Entry or TSA PreCheck® application fee credit
   • No foreign transaction (see rates and fees) fees

Rewards Program

The Platinum Card uses the Membership Rewards® program. Points can be redeemed for travel, gift cards, statement credits, or transferred to airline and hotel partners, often yielding high value for savvy travelers.

Rates and Fees

• This is a charge card, which means you are expected to pay your balance in full each month.
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40
• Cash Advance Fee (if applicable): Either $10 or 5% of the amount of each cash advance, whichever is greater
• See rates and fees

Who Is This Card For?

The Platinum Card from American Express is ideal for:

1. Frequent travelers who can take advantage of the travel credits and lounge access
2. Those who value luxury travel experiences and hotel elite status
3. Consumers who can maximize the various statement credits to offset the high annual fee
4. People who appreciate concierge services and exclusive event access